Whether you own a home, condo, or rent, you need to protect yourself with homeowner's insurance. Homeowner's insurance protects the propety you own and also provides you with personal liability coverage in the event you're sued for a covered incident. Why would you need homeowners' insurance?
If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
If a guest in your home is injured, liability protection and medical coverage help pay expenses.
If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs
If you are still paying for your home, your lender will require insurance.
If you cause injury to someone off your premises, i.e. injure someone on the golf course, you need comprehensive personal liability insurance which is covered under your homeowner's policy.
Note: It is important to know that a homeowners insurance policy is meant to cover unexpected damage, not routine maintenance. Ask our agents to talk about what is covered, and be sure to read your policy so you know exactly what's included and what is not.
For more information on homeowners insurance policies, contact Jean Martin Insurance today!
We can offer you numerous options for creating a customized and comprehensive homeowners insurance policy.
Call or email us for a free quote and help us better understand your insurance needs.
A home is important to any family, do not leave yours to chance.