Homeowner's Insurance

 

Whether you own a home, condo, or rent, you need to protect yourself with homeowner's insurance.   Homeowner's insurance protects the propety you own and also provides you with personal liability coverage in the event you're sued for a covered incident.  Why would you need homeowners' insurance?
 

• If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
   

• If a guest in your home is injured, liability protection and medical coverage help pay expenses.
   

• If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs
   

• If you are still paying for your home, your lender will require insurance.
   

• If you cause injury to someone off your premises, i.e. injure someone on the golf course, you need comprehensive personal liability insurance which is covered under your homeowner's policy.